Terms of Use

These Terms of Use ("Terms") govern your use of northarrowfinancial.com (the "Site"), operated by North Arrow Financial ("we," "us," or "our"). By using the Site, you agree to these Terms. If you do not agree, please do not use the Site.

1. Informational purpose only

The Site — including our blog, service descriptions, and any examples or tools — is provided for general informational purposes. It is not accounting, bookkeeping, tax, legal, or investment advice, and it is not a substitute for professional advice tailored to your circumstances. You should not act, or refrain from acting, on the basis of anything on the Site without seeking advice appropriate to your situation.

2. No client relationship

Using the Site, submitting our contact form, scheduling a call, or corresponding with us does not create a client relationship. We become your service provider only when both parties sign a written engagement letter describing the scope of the work. Until then, please do not send us confidential information.

3. Permitted use

You may view, download, and print material from the Site for your own personal or internal business use. You may not copy, republish, sell, or redistribute Site content for commercial purposes; use the Site in a way that interferes with its operation or security; attempt to gain unauthorized access to any part of the Site; or use automated tools to scrape or harvest content, except for search engines indexing the Site in the ordinary way.

4. Intellectual property

The Site and its content — including text, graphics, logos, the North Arrow Financial name and mark, and page design — are owned by North Arrow Financial or its licensors and are protected by copyright, trademark, and other laws. Except as described in Section 3, no rights are granted to you.

5. Third-party links

The Site may link to websites and resources we do not control. We provide these links for convenience. We do not endorse and are not responsible for their content, products, or practices.

6. Disclaimer of warranties

The Site is provided "as is" and "as available." To the fullest extent permitted by law, we disclaim all warranties, express or implied, including warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or secure, or that its content is accurate, complete, or current.

7. Limitation of liability

To the fullest extent permitted by law, North Arrow Financial and its owners, employees, and contractors will not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any lost profits, revenue, data, or business, arising out of or relating to your use of the Site, whether based on contract, tort, or any other theory, and even if we have been advised of the possibility of such damages. Our total liability relating to the Site will not exceed one hundred dollars ($100). Nothing in these Terms limits liability that cannot be limited under applicable law.

8. Indemnification

You agree to indemnify and hold harmless North Arrow Financial from any claims, losses, and expenses, including reasonable attorneys' fees, arising out of your misuse of the Site or your violation of these Terms.

9. Privacy

Our Privacy Policy explains how we handle information collected through the Site and is incorporated into these Terms.

10. Changes

We may update these Terms at any time. Changes take effect when posted, and we will revise the effective date above. Your continued use of the Site means you accept the updated Terms.

11. Governing law

These Terms are governed by the laws of the State of Wisconsin, without regard to its conflict-of-laws rules. Any dispute relating to the Site or these Terms will be brought in the state or federal courts located in Wisconsin, and you consent to their jurisdiction.

12. Contact

North Arrow Financial

Email: [email protected]

Phone: 608-218-4058